Merchants face a myriad of challenges
from fraudulent operators which
distract them from their priority - growing
their business.
Merchants may not have the expertise in
mitigating fraud, while solutions deployed by
acquirers and gateways tend to apply a generic
approach across merchants of different scales,
industries and business models. This results in
declining legitimate transactions - losing sales
and diminishing the customer experience.
For acquirers, there is a need to implement
merchant level controls to combat bust-out
fraud and money laundering activities that
may occur across various payment channels.
Merchant controls with Fraud Wall®
Fraud Wall safeguards your portfolio against both fraudsters and
fraudulent merchants in real-time. This allows you to strengthen relationships with
your customers and drive business expansion.
Fraud Wall is capable of analysing POS ISO8583, ISO+ and eCommerce transactional
information in real-time, allowing you optimise fraud strategies and maximise
approval rates.
Not a black box.
Patent pending real-time AI.
Our Artificial Intelligence engine analyses hundreds of data points associated with a
transaction in real-time, identifying patterns that are indicative of fraud. These
data points include - payment card details, cardholder information, device information,
purchase details, geolocation and more.
Different industries.
Different needs.
Every merchant has unique customer purchase patterns, business needs and risk profiles.
With Fraud Wall, it is now possible to tailor risk management strategies for a specific
merchant or group of merchants. The power to factor in unique merchant needs and drive
false declines down to a minimum is vital to a successful e-commerce acquiring business.
The power of data-driven fraud strategies
Fraud Wall offers users the ability to test risk strategies against historical data, giving them
the opportunity to evaluate the impact of rules and optimise them before implementation.
With a data-driven approach in place, users can apply rules with the confidence of maximising
sales while halting fraudulent transactions.
Merchant fraud -
Hiding in plain sight
Sophisticated fraudsters have progressed beyond cardholder level fraud, which is often the
focus of other fraud solutions. Fraudsters are now obtaining merchant accounts through which
they conduct illicit activities, such as bust-out fraud or money laundering. Fraud Wall monitors
merchant-level behaviour and transaction patterns indicative of fraud, keeping acquirers and
gateways in control of their merchant portfolio.
Fraud Wall's engines
combine the best of
both worlds - AI & your expertise
to manage increasingly
smarter and more
adaptive fraudsters.
Smart Rules Engine
Create, test, and refine custom rules or merchant thresholds to detect and prevent high-risk cardholder and merchant activities.
Transaction Risk Scoring (AI)
Our proprietary AI models analyse hundreds of data points associated with a transaction in real-time, identifying patterns that are indicative of fraud.
Fraud Wall scores are passed on to the Gateway's decision tree, giving you the flexibility to route transactions based on your organisation's risk appetite. High risk transactions can be stopped before authorisation, removing costs associated with reactive investigations.
Grow your acquiring portfolio with confidence
Take on higher risk merchants with confidence, knowing that
you have greater oversight and controls with Fraud Wall
Maximise approval rates with Fraud Wall's innovative and
data-driven approach to unified payments fraud management
PCI-DSS validated compliance by PCI-QSA
Drive business efficiency and profitability
Remove manual processes such as
review of authorisation records
Set rules across multiple gateways in real-time,
through a centralised fraud solution
Limit your risk exposure against merchants
upon signs of high-risk behaviour
Keep ahead of the competition
Fraud Wall can be white labelled and offered to merchants looking to
customise your own rules, giving you an edge over your peers
as well as an additional revenue stream